It’s that time of year where you do your reflecting on what you could have done previously and what you should be doing more of in the coming months. I’ve been reflecting and thinking every single day this year.

2009 has been a good year for my site ShopCodes, such that my accountant said to me before Christmas, “You need to lose your comfort blanket”. He was referring to my full time day-job.

To put it into context the turnover and profit, since Halloween passed by and the gift shoppers arrived, is exactly the same as what I earn as salary in my well paid day job.

For my business over 91% of my turnover is profit as I don’t withdraw a salary as a Director and the 9% goes on Internet and networking costs.

And with not withdrawing even much as dividends from the business, there’s enough in the rainy day pot for my accountant to say, “you can pay yourself a substantial salary for at least four years”.

And what if the business starts to suffer from more competition or other threats? “Start looking for work after two years”.

During early 2010 it’s all change in my full time job. Change of boss, job title and location. The office we’re moving to is on the same street I currently live. I’ve a fear that I’ll get cabin fever working, living (also exercising, drinking and gambling) in the same place.

But that’s also now the fear I have if I decide to leave my ‘comfort blanket’. I’ve never liked change and previously it was about financial security. Now, it’s about cabin fever.

So there’ll be more reflecting from me for a few months yet.